Though getting a mortgage loan is a sizable investment, there is nothing to fear as long as your do proper research and find the best loan for your situation. The below article goes into further detail:

The bigness of a home mortgage loan has an intimidating effect. This will likely be the single largest cash figure a prospective homeowner will ever deal with in a lifetime. Add to this that it's a loan for entire home... a building... an immoveable object. But, the mortgage loan process breaks that huge some of money into a manageable series of payments over a reasonable period of time. Though a prospective homeowner is signing up for the death pledge, there's no need to fear the mortgage.

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