Getting a loan is a huge responsibility, and it's important to make sure you are financially sound before making such a large commitment. The below article explains why:
With a home loan there's a lot of stress, primarily from knowing that you must have the financial stability to qualify for the mortgage loan and the ability to make your monthly payments on time and in full. What you might not think about are the things you wouldn't normally consider if you're on financially solid ground. While a lending agent may find very little to worry about with your ability to make good on a loan, you can still make some mistakes that can delay or, even prevent closing.
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